Cross-border leasing financing offers several advantages to the Lessee :

The lessee has no specific constraint while choosing its supplier
While choosing a financing in leasing of the capital good to be acquired, the lessee remains free to choose the supplier and his origin. No origin is favoured compared to another one. Indeed, while international Export Credit Insurances set up directly in the countries where the equipment is produced limit their intervention to the goods produced by the country of the supplier, leasing does not favour any origin.

Leasing is a global financing
In a leasing transaction, the Lessor can benefit from the equipment ownership. Thanks to this legal right, the Lessor has the capacity to finance until 100% of the equipment value whereas buyer credit is limited to finance 85% of the added value realized in the concerned country, ie 60% to 70% of global cost of the equipment to be financed.

A simplified legal documentation
Leasing is more accessible than banking loans which study is leaned with a series of assessments. In fact, the lessor concentrates on studying the capacity of the Lessee to generate sufficient cash flows into covering rent payments induced by the leasing of the equipment than on taking account of Lessee’s antecedents of credit, its assets or its level of capitalization. For this purpose, the Lessor establishes a simplified legal documentation that partly explains the proposed attractive cost of ALIF transactions.

A way for the Lessee to optimize its ressources management
When having recourse to cross border leasing to finance its equipment acquisitions, the Lessee does not necesserly need to participate to the project financing by using its own shareholder’s equity.

The investment is self financed
The specificity of financial leasing lies in its dynamic financing system based on the idea that a productive investment can be financed by the cashflows that the company draws from its use: in other words the investment is self financed. Contrary to a refunding of a classical banking loan, the leased equipment generates itself the necessary incomes to its refunding by producing added value throughout the economic lifespan of the good.

Simplified administrative procedures
With leasing, all administrative formalities and procedures necessary to obtain the authorizations of importation and the transfer of rents linked to the financing facility are being simplified. The Lessee should only have to domiciliate the Leasing contract within a bank, directly represented in the Lessee’s country.

Equipment ownership: a supplementary guarantee to the Lessor
The ownership of the equipment constitutes as per the Lessor a sufficient guarantee that enables him to avoid asking the Lessee to produce supplementary guarantees. It is often associated with simple procedures of resumption of possession and is reinforced, in several countries, by a legal protection which can concern, the whole Lessee’s patrimony (assets) and grant to the Lessor a privileged position among the Lessee’s creditors, just after the Public Treasury, social institutions and employees.

A reactive and dynamic team
Having recourse to leasing financing with ALIF, is the guarantee to collaborate with an experienced and professional team, which main ambition is to satisfy its customers and to comply as much as possible with their specific enquiries.